Welcome to Impact Factor Journals

In the modern world, with instant sharing of information and accumulated knowledge available even online, it is a true handicap not to gain high-quality education during life. Traditional colleges remain the surest way to get educated, gain degree and your ticket to better life standard. Aside financial prosperity, education provides you with more diverse options for career, increased independency within economic and political system, rich material for personal growth, skills for better social and love life, wider views and creative perspectives for further progress.

At this web page, you will find all the information and suggestions regarding adequate choice of future college, articles about benefits of education, tips for better studying, psychological instruction on how to match college with your traits and many more info regarding quality high education of future students and their academic careers.

There are too many people sharing the same problem, and solution is anything but simple. Still, that does not mean we should collectively stop trying to help who go through addiction dependent on drugs alcohol. Remember ignoring these problems can have a huge negative impact our society as whole, this precisely why decided do something about it.

Why is Education So Important in Our Life?

Quality education influences pretty much all the other aspects of your life. Gaining good education will lead you towards well-paid, respected and secured job position, ensure steady career, steady high life standard and ability to afford various investments and pleasures. It will boost your self-confidence, enrich your inner world, widen perspectives and views and refine your tastes. All of this will improve your qualities as a person, usually providing you with equally quality partner and people surrounding you.

Top 3 Colleges

Almighty MIT

Massachusetts Institute of Technology has been ranked at world's best university for several years in a row. It employs the best teaching stuff, provides superb educational curriculums, precious practical experiences and it hosts world's most innovative researches in numerous fields.

Stanford University

The only drawback of this college compared to the MIT is relatively low percentage of foreign students admitted here. In every other aspect, including quality of provided classes and curriculums, practical courses, available literature, number of citations and rewards, this college keeps extremely high standards.

Harvard University

Although this college has lost its leaders position among world's best universities, it still provides superb education and remains desired choice to millions of students worldwide. Its long tradition and strong reputation combined with modern trends in education provide students with exceptional knowledge and skills for future careers.

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The Cost of Education
A study of American students currently enrolled in college found that 66% of students are worried about financing their education, and 29% feel that the cost of education is more than they can afford. According to the National Postsecondary Student Aid Study, in the first year at college, students can expect to pay an average of $14,800. Before even stepping foot on campus, students should carefully research their financing options, including scholarships, grants, and student loans.

Types of Loans

Loans are the only way to finance a degree for many college students and their families. Undergraduates can borrow as much as $12,500 a year, or around a total of $57,500 from federal student funds. Graduate students can access a total of $138,500. However, loans are not free money, and they can take years or even decades to pay off. When considering how to finance your education, keep in mind that some programs may require a credit check, so you should make sure to take care of your credit first if necessary.

If you do decide to pursue a student loan, be careful about hidden fees, such as origination fees, which are usually a small percentage of the total loan amount and can add up quickly. Make sure you read through all the fine print of any student loan offer before signing anything.

There are three main types of student loans:

Federal student loans.
Private student loans.
Parent PLUS loans.

Each type has its own set of rules about repayment eligibility requirements, so it's essential to understand what kind of loan you have before signing up for it.

What You Need to Consider
Some student loans require you to pay interest on the total amount of the loan from the date it was disbursed until it's paid off completely, while others only require you to pay interest on what you have borrowed (known as an interest-only payment). The difference between these two options is significant: over time, paying less interest means more money in your pocket. Most student loans have fixed interest rates and last anywhere from 10 to 30 years.
Make sure you understand the difference between federal and private loans. Federal loans tend to be cheaper, but private loans may offer more flexibility, depending on the lender. It may make sense to check income-based repayment plans. Some will allow you to pay as little as $0 per month while you're in school. However, if you have the means, it's usually best to start paying off your debt right away so you can graduate with less of it.
The first step in getting a student loan is talking with your school's financial aid office and filling out a FAFSA form (Free Application for Federal Student Aid). The FAFSA will tell you which types of federal aid you may qualify for, including grants and loans that don't require repayment. You can also find out about financing options through the financial aid office. Students who decide to take out student loans should be aware of the long-term cost of borrowing money.